Happy New Year! I hope you all had a wonderful holiday season with your friends and families. 2022 was a great year on a personal and professional level for many of us, but I know I’m not alone in being ready to move forward from a market perspective. While I’m eager...

Financial INSIGHT I hope this letter finds you well. One of the benefits of our independence with our new company is to try to provide you with more timely information. One way I hope to do that is a quarterly newsletter with my thoughts on the market. We realize the...