It is that time of year. The kids and grandkids are back in school, the pumpkin is spiced, and your festive neighbors across the street are taking out their Halloween decorations. All of this can mean only one thing: It is Medicare Open Enrollment season, so mark your...

Ignorance isn’t bliss when it comes to long-term care. As Americans live longer, it is becoming more and more likely that you or someone you love is going to need it. But are you prepared? According to longtermcare.gov, nearly 70% of Americans over the age of 65 will...

Axl Rose told us that all we need is just a little patience, but when it comes to investing and the markets, most of us would just prefer a little Paradise City (because the grass is always green there.) Markets weren’t waiting so patiently for a few things last week....

Who is Fitch? Fitch Ratings is one of the “Big Three” international credit rating agencies, the other two being Moody’s and Standard & Poor’s. These agencies assign ratings to the debt of countries, companies, municipalities, etc. that indicate overall...

ICE, ICE Checklist: With a simple checklist and proactive planning, you can keep your cool in case of an emergency. ICE is not just for cooling your beverage in the summer. ICE number, or In Case of Emergency, is typically known for that designated contact in your...

The road ahead may be more eventful than originally anticipated. The action and commentary last week indicate the inflationary struggle between central banks and supply/demand imbalances in the global economy may be more drawn out than originally hoped for coming into...

Clowns to the left of me, jokers to the right. Here I am, stuck in the middle with you. Remember, the popular hit "Stuck in the Middle with You" by the band Stealers Wheel back in 1972? The events of last week felt oddly reminiscent of that song. The divergence in...

Remember that feeling of love and care you had for your first car? You meticulously washed it, pampered it, and gave it the attention it deserved. After all, you knew that neglecting regular oil changes and maintenance would drastically shorten its lifespan. But let's...

We all recall the famous opening line from Charles Dickens' novel "A Tale of Two Cities": "It was the best of times; it was the worst of times." In "A Tale of Two Tapes" we’ll dive deeper into the market dynamics, economic resilience, and upcoming employment data that...

Take a quick quiz to assess your financial readiness as you care (or prepare to care) for multiple generations. Have you ever felt stuck… in the middle? No, I’m not talking about that hit song from 1972 by Stealer’s Wheel. I’m talking about the growing group of...

https://youtu.be/YS1Wf99QEUs Economic and Market Outlook Discussion- Presented by Stephen Kolano, CFA With inflation and interest rates at historic highs, and increased chatter about a potential recession on the horizon… What does it all mean for you, your family, and...

Smokey the Bear, Unintended Consequences and U.S. Banks Have you heard of the law of unintended consequences? No? Well, I bet you have heard of Smokey the Bear. Let’s talk about why he’s a villain. Since 1944, the United States Forest Service has used good ol’ Smokey...

  If we close our eyes tight enough, we can envision our parents at tax time… An adding machine, crumpled receipts, and coffee-stained 1040 forms littered across the dining room table. For most, the six weeks from the beginning of March until the middle of April...