Take a quick quiz to assess your financial readiness as
you care (or prepare to care) for multiple generations.

Have you ever felt stuck… in the middle?

No, I’m not talking about that hit song from 1972 by Stealer’s Wheel. I’m talking about the growing group of middle-aged adults who are caring for both their aging parents and growing children.

The truth is, 44% of people between 45 and 55 have both one living parent and one child under the age of 21, according to the AARP.

It is expensive to be a caretaker, much less to be caring for multiple generations at the same time. It means financial strain, emotional stress, time management issues, and the physical demands of caregiving.

So, where do you stand today? Take this brief quiz to find out.

As a caregiver, you may be feeling stretched financially. This can make it difficult to save for your own retirement while also supporting your parents and children. On a scale of 1 to 10, how confident are you in your current retirement plan?


Caring for aging parents can be expensive, and the potential costs for healthcare and elder care services continue to rise. On a scale of 1 to 10, how prepared are you and your parents to endure these rising costs?


Chances are you may have children who are nearing college age, which is another significant expense. On a scale of 1 to 10, how equipped are you for your children’s higher education journey?


The sandwich generation often has complex estate planning needs, ensuring that your assets are distributed according to your wishes and your children are provided for in the event you cannot. On a scale of 1 to 10, how assured are you that you have accounted for both in your estate plan?


Insurance can be a valuable tool for the sandwich generation, particularly in protecting against unexpected events like disability, long-term-care needs, and premature death. On a scale of 1 to 10, how sure are you that your coverage is adequate?

If you gave yourself a six or below for any one of these questions, we should talk.

We’ve guided clients who faced similar challenges by developing a plan for managing these expenses, and we’re here to help you too. If you’re ready to create a financial and estate strategy or if you would like to review your existing plan to ensure it is up to date, simply click reply to this email so we can schedule a time to talk.

Do you know someone else who is stuck in the
middle and could use a plan? Feel free to forward this
email along to anyone that may appreciate the topic.

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